#INSURANCE COMPARISION HEALTH CALCULATOR FREE#

To extend your cover, you may choose either Europe or Global cover to get a higher (or full) reimbursement for treatments abroad (Europe or Worldwide). Treatments in other countries may be more expensive, meaning you need to pay a percentage of the bill yourself. The Dutch basic health insurance covers emergency medical care abroad up to the Dutch tariffs. Physiotherapy: covers a certain amount of physiotherapy treatments per year.Dental insurance: covers dentist treatments up to a certain amount/percentage.Select any supplementary coverage you wish to have, such as, dental insurance or physiotherapy. Step 3: Choose a deductible excessĪ higher excess will result in a lower premium but also has some disadvantages.

#INSURANCE COMPARISION HEALTH CALCULATOR FREE#

Note that most health insurance funds (without the free choice option) have an extensive range of hospitals you may choose from. Select ‘free choice’ in the ‘hospitals’ section of the filter if you wish to select your own hospital and care provider. Medical cover (supplemental health insurances)įollow these steps to do a health insurance comparison: Step 1: Fill in your informationįill in your year of birth please note that the premiums may change later.When comparing health insurance plans in The Netherlands you might want look at your preferences regarding: The maximum healthcare benefit in 2022 is 111 euro per month for singles and 211 euro per month for families. Income below 31.998 euro euro for singles or 40.944 euro for families (2022).There are some conditions which must be met in order to claim a financial compensation. The allowance will help you to compensate the costs of Dutch health insurance.

International students and expats with a (part-time) job may be entitled to ‘zorgtoeslag’, a health insurance allowance from the Dutch government. You won’t have to pay the deductible for the general practitioner or for any health care covered by a supplemental insurance policy. The excess stacks up during the year and resets with every new year. Only after you have paid the amount the insurance company will reimburse any further costs.

Once you use your basic health insurance you will first have to pay the deductible excess (in Dutch: eigen risico) up to 385 euro. Needless to say, the insurance premium will increase or decrease based on your preferences and chosen cover. The average premium is about 110 euro per month for basic health care. Emergency medical care abroad (according to Dutch standards and tariffs)Īn insurance premium is to be paid to the insurance company every month.Physiotherapy (only for some chronic conditions).Hospital care and other medical care, operations and treatments performed by doctors and physicians, such as surgeons, paediatricians, cardiologists and oncologists.Visits and treatments by a general practitioner.This insurance covers essential medical care, such as: The basic insurance plan is already quite extensive and is more or less equal for all health insurance companies. The overview above shows Dutch insurance providers and their monthly premiums for basic healthcare. ObligationĪre you unsure whether it is mandatory for you to apply for a Dutch health insurance plan, for example, when you are a student? Even if you have a part-time job or internship that pays at least the minimum wage.įrom the moment you have a BSN, you have four months to apply for a health insurance in The Netherlands. If you work in The Netherlands you are required to apply for a basic health insurance.

Insurance comparision health calculator